Transform Your Credit Score Today

Our Free Credit Repair service can increase your score by 40-240 points, helping you achieve your financial goals and dreams. Take control of your credit health with our expert assistance.

Empowering You to Financial Freedom

Unlock Your Financial Potential

Your Credit, Our Priority

At Free Credit Repair, we understand that a good credit score can open doors and provide peace of mind.We offer tailored strategies to repair and enhance your credit standing. Our dedicated team works with you to remove inaccuracies and improve your overall credit health.

5k

Clients Assisted

250k

Points Increased

10

Years of Experience

Why Choose Our Services?

Discover the advantages of working with our credit repair experts.Join thousands who have seen remarkable improvements in their credit scores.

Proven Results

Our clients have experienced an average credit score increase of 150 points, leading to better loan terms and interest rates.

Expert Guidance

Our knowledgeable team provides personalized consultations tailored to your unique financial situation.

Transparent Process

We believe in clarity; our process is straightforward and explained every step of the way.

Ongoing Support

Beyond repairs, we offer financial education and resources to help maintain your improved credit score.

Please watch the video above to review how the credit repair onboarding works.

After watching the video you can click on any of the buttons on this website that allow you to "Sign up for Free", after signing the contract you will be able to have portal access and provide your Smart Credit Information.

Frequently Asked Questions:

Need your first round of dispute letters sent? 

We need to review your credit report together.

Send me your Tri-Merg Credit Report:

How do I access my Tri-Merg Report?
Log into Smart Credit using this link:

https://www.smartcredit.com/?PID=44078

if you do not have a Smart Credit Account you can sign up for the service. (This is the same service we use to provide free credit repair to bring your score up 40-240 points to access $250K+ in credit cards).

 

Once logged in. Hover over reports on the top of the screen, then select “3B Report & Scores”

 

If your 3-Bureaus Credit Report & Scores is older than 7 days you can order a new report now.

 

After placing the order click on “Print”, save as a PDF, and then email it to me at AJ@AjhasCredit.com

 

If your score is low please sign up for free credit repair, or you can bring a co-signor with a 700+ credit score so we can access $250K+ in 0% interest credit cards and lines of credit.

Do I have to Sign the CROA Document?

Yes, we must have the Limited Power of Attorney form and send certified letters on your behalf.

Is there any cost upfront?

No, there is no cost for our Free Credit Repair. The CROA Document outlines the cost for services, which is $0 upfront and $0 per month.

How do you guarantee results?

We understand that not every credit score can be increased by credit repair. Suppose you face issues with late payments, charge-offs, past due child support, etc. We can dispute inaccuracies on your credit report with Experian, Equifax, and Transunion to increase the score by 40-240 points for free guaranteed.

Are there any costs associated with the credit repair process?

Yes, you must sign up for Smart Credit using this link: ​https://www.smartcredit.com/?PID=44078​

You will select the "Build" Membership, as we need Tr-Merg Credit Reporting to track and monitor your credit score performance. It is currently $34.95/mo.

Where do I get portal Access to track and monitor my score?

You can use this link here to access your portal: ​https://securecreditaccess.com/​

Please look for the email from "creditrepair@ajhascredit.info" Labeled "Your client portal username and password."

You can see your username and generated password to upload your Smart Credit Login information, your driver's license, and other documents.

How do I track results?

To get the best results for credit repair, you should log into your portal and provide a driver's license, utility bill, and social security card. Once certified mail sends out letters, you can log into your portal to observe results. If you need another round of dispute letters, please email us at creditrepair@ajhascredit.info

Can I increase my credit score without paying for the Smart Credit Monitoring Tool?

Yes, we have a few videos and steps on how this will work. Please review the information below:

How to increase your credit score by 40-240 points for Business Funding

​https://www.youtube.com/watch?v=AsaKRT4gvWg​

The Truth: Consumer Credit Law Strategy

​https://www.youtube.com/watch?v=6UxmAUPMx10​

​https://www.consumerfinance.gov/complaint/​

​https://www.identitytheft.gov/​

​https://www.bbb.org/file-a-complaint​

Letters were sent by certified mail, and the credit bureau is requesting me to log in to validate my identity to continue the dispute process. Is this Normal?

Unfortunately, this has been very common in the past twelve months. When we send out dispute letters, you will receive a credit dispute notice that says it is within your lawful rights to dispute misinformation on your credit report. Now, the next step is to log in to prove your identity with the three bureaus and dispute inaccuracies within the back office of Experian, Equifax, and Transunion. Please use the links below to complete the dispute process.

​

​https://www.experian.com/disputes/main.html​

​https://www.equifax.com/personal/credit-report-services/credit-dispute/​

​https://www.transunion.com/credit-disputes/dispute-your-credit

 

 

 

 

This is an example of our free credit repair service.

How we send out dispute letters by certified mail.

This is an example of our free credit repair service.

Gallery

Screenshot of results from previous clients.

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Telephone: (469) 940-5254

E-mail: CreditRepair@ajhascredit.info

Address: 1910 Pacific Ave Suite 2000 , Dallas, 75201, Texas, United States

DISCLOSURE AND OTHER NOTICES: Nothing on this web page should be considered as any type of earnings claim (implied or otherwise). We can't predict the future so we can't tell you what a "typical" or “average” result would be. What we do know is the vast and overwhelming majority of people who take classes about business don't get any results at all. Similar to the way most people who buy exercise equipment don't look like the people in the commercials. We only offer education intended to help individuals and business owners learn our method for business funding that can become a profitable business deal. It is NOT a "business opportunity". If you choose to pursue this education it will require work, commitment and most importantly perseverance. So get ready to put in the work and stick it out. If you're not committed, I'd advise you to pass on this.
DISCLAIMER: The figures and results mentioned on this page reflect our personal experiences or, in some cases, the experiences of our clients. These results are not typical and should not be interpreted as guarantees of success. We make no claims or assurances that you will achieve the same results—or any results—by purchasing or using our products or services. Individual results will vary significantly based on numerous factors, including but not limited to your background, experience, skills, work ethic, and the effort you put into applying the information provided. The majority of individuals who purchase "how-to" information fail to achieve significant results. We provide examples strictly for illustrative purposes only.
NO GUARANTEE OF RESULTS: National Business Access Initiative.  does not guarantee any specific outcomes or financial success from using our courses, products, or services. Past performance is not indicative of future results.

RISKS INVOLVED: All business ventures involve inherent risks, including potential financial loss. Success requires substantial effort, consistency, and action. If you are not prepared to accept these risks and commit to the necessary effort, please do not purchase any National Business Access Initiative products or services.
LIMITATION OF LIABILITY:National Business Access Initiative and its affiliates shall not be held liable for any direct, indirect, incidental, or consequential damages arising from your participation in our courses, use of our products, or reliance on the information provided.
GOVERNING LAW & JUISDICTION: This disclaimer, along with any disputes arising from your use of National Business Access Initiative products or services, shall be governed by the laws of the State of TEXAS, without regard to its conflict of law provisions. Any legal claims or actions shall be resolved exclusively in the courts located in TEXAS.
ACKNOWLEDGMENT: By purchasing any National Business Access Initiative  product or service, you confirm that you have read, understood, and agreed to this disclaimer. You acknowledge that you are solely responsible for your success and any outcomes resulting from your participation in our programs.

FTC DISCLOSURE: This page complies with all applicable advertising regulations, including the Federal Trade Commission (FTC) guidelines concerning earnings claims. All examples and testimonials provided are truthful and documented, and individual results are not guaranteed.

CONTACT INFORMATION: For any questions or concerns regarding this disclaimer or National Business Access Initiative policies, please contact us at creditrepair@ajhascredit.info

 

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