Transform Your Credit Score Today
Our Free Credit Repair service can increase your score by 40-240 points, helping you achieve your financial goals and dreams. Take control of your credit health with our expert assistance.
Empowering You to Financial Freedom
Unlock Your Financial Potential
Your Credit, Our Priority
At Free Credit Repair, we understand that a good credit score can open doors and provide peace of mind.We offer tailored strategies to repair and enhance your credit standing. Our dedicated team works with you to remove inaccuracies and improve your overall credit health.

5k
Clients Assisted
250k
Points Increased
10
Years of Experience
Why Choose Our Services?
Discover the advantages of working with our credit repair experts.Join thousands who have seen remarkable improvements in their credit scores.

Proven Results
Our clients have experienced an average credit score increase of 150 points, leading to better loan terms and interest rates.

Expert Guidance
Our knowledgeable team provides personalized consultations tailored to your unique financial situation.

Transparent Process
We believe in clarity; our process is straightforward and explained every step of the way.

Ongoing Support
Beyond repairs, we offer financial education and resources to help maintain your improved credit score.
Please watch the video above to review how the credit repair onboarding works.
After watching the video, you can click on any of the buttons on this website that allow you to "Sign up for Free". After signing the contract, you will have access to the portal and be able to provide your Smart Credit Information.
Frequently Asked Questions:
Step One: Sign up for free.
Step Two: Sign the contract.
Step Three: Log in to the Portal and upload your documents.
Step Four: Upload your credit report through Smart Credit.
Step Five: Send dispute letters.
Is there any cost upfront?
No, there is no cost for our Free Credit Repair. The CROA Document outlines the cost for services, which is $0 upfront and $0 per month.
How do you guarantee results?
We understand that not every credit score can be increased by credit repair. Suppose you face issues with late payments, charge-offs, past-due child support, and other similar problems. We can dispute inaccuracies on your credit report with Experian, Equifax, and Transunion to increase the score by 40-240 points for free guaranteed.
Are there any costs associated with the credit repair process?
Yes, you must sign up for Smart Credit using this link: https://www.smartcredit.com/?PID=44078
You will select the "Build" Membership, as we need Tr-Merg Credit Reporting to track and monitor your credit score performance. It is currently $34.95/mo.
Where do I get portal Access to track and monitor my score?
You can use this link here to access your portal: https://national-business-access-initiative.creditfixrr.com/client/login
Please look for the email from "creditrepair@ajhascredit.info" Labeled "Your client portal username and password."
You can view your username and generated password to upload your Smart Credit Login information, driver's license, and other required documents.
Can I increase my credit score without paying for the Smart Credit Monitoring Tool?
Yes, we have a few videos and steps on how this will work. Please review the information below:
How to increase your credit score by 40-240 points for Business Funding
https://www.youtube.com/watch?v=AsaKRT4gvWg
The Truth: Consumer Credit Law Strategy
https://www.youtube.com/watch?v=6UxmAUPMx10
https://www.consumerfinance.gov/complaint/
https://www.identitytheft.gov/
https://www.bbb.org/file-a-complaint
Letters were sent by certified mail, and the credit bureau is requesting that I log in to validate my identity to continue the dispute process.
Is this Normal?
Unfortunately, this has been very common in the past twelve months. When we send out dispute letters, you will receive a credit dispute notice that says it is within your lawful rights to dispute misinformation on your credit report. Next, log in to verify your identity with the three bureaus and dispute inaccuracies within the back office of Experian, Equifax, and TransUnion. Please use the links below to complete the dispute process.
https://www.experian.com/disputes/main.html
https://www.equifax.com/personal/credit-report-services/credit-dispute/
https://www.transunion.com/credit-disputes/dispute-your-credit
This is an example of our free credit repair service.
How we send out dispute letters by certified mail.
This is an example of our free credit repair service.
Gallery
Screenshot of results from previous clients.
Need Help? Send us an Email or Complete a Submission Form
Telephone: (469) 940-5254
E-mail: CreditRepair@ajhascredit.info
Address: 1910 Pacific Ave Suite 2000 , Dallas, 75201, Texas, United States









